Guides

External Bank Verification

When creating a Payment Instrument for a Customer, this information needs to pass External Bank verification.

If verification fails, error messages will be displayed.

Example:

{
 "paging": null,
 "data": null,
 "errors": [
   {
     "code": 22002,
     "message": "{\"response_name\":\"Declined\",\"response_description\":\"The suggested action is to decline the bank 
     account and/or customer data for this inquiry.\"}"
   }
 ]
}

Check possible failure responses below:

response_name	response_description
PrivateBadChecksList	The bank account in the inquiry was found on the API user's private bad checklist.
Declined	The suggested action is to decline the bank account and/or customer data for this inquiry.
Reject Item	The suggested action is to not accept an item with the check number on this inquiry.
Accept With Risk	The suggested action is to further investigate or accept the bank account and/or customer data for this inquiry with known risk.
Risk Alert	The suggested action is to further investigate the bank account and/or customer data for this inquiry due to a risk alert checklist.
NegativeData	There was negative data found associated with the account.